About walllet.com

About walllet.com

We don’t hold your money.
You do.

We don’t hold
your money.
You do.

We don’t
hold your money.
You do.

Your walllet is owner-controlled: every payment needs your approval, and your banking accounts and card are provided in your name by licensed partners.

See the exact amount before you tap confirm.Live rate, one clear fee, and the Naira lands in your own Nigerian bank account.

Your walllet is owner-controlled: every payment needs your approval, and your banking accounts and card are provided in your name by licensed partners.

Try walllet now

Try walllet now

Try walllet now

walllet.com virtual dollar card beside labels for no hidden fees, card controls, and online purchases

Join 100k+ users worldwide
and 50k in the Nigiria

Join 100k+ users worldwide
and 50k in the Nigiria

Join 100k+ users worldwide
and 50k in the Nigiria

Secured by Passkeys

Secured by Passkeys

walllet.com rated 4.2 out of 5 on Trustpilot

Rated 4.2 out of 5

Rated 4.2 out of 5

What
walllet.com is?

What
walllet.com is?

What
walllet.com is?

walllet.com is a financial technology company in RAK, UAE, and it is not a bank.

Accounts, cards and payments are provided through licensed partners.

All in users full control (self-custodial) walllet.

walllet.com is a financial technology company in RAK, UAE, and it is not a bank.

Accounts, cards and payments are provided through licensed partners.

All in users full control (self-custodial) walllet.

walllet.com is a financial technology company in RAK, UAE, and it is not a bank. Accounts, cards and payments are provided through licensed partners.

All in users full control (self-custodial) walllet.

Cards that decline

Cards get turned down for the subscriptions and tools freelancers need to work: design software, AI tools, hosting.

Fees you find out later

Service charges & fees often show up only after the money has moved. We show every fee and rate before you confirm.

Freezes with no answer

Too many people have had funds locked by the app they trusted. walllet.com doesn't hold your balance, so there's nothing for us to lock.

Who holds your money?
You.

Who holds your money?
You.

Who holds your money?
You.

We build the software you use to control your money. Your walllet is owner-controlled, and the regulated services underneath, accounts and cards, are provided by named, licensed partners in your name.

We build the software you use to control your money. Your walllet is owner-controlled, and the regulated services underneath, accounts and cards, are provided by named, licensed partners in your name.

We build the software you use to control your money. Your walllet is owner-controlled, and the regulated services underneath, accounts and cards, are provided by named, licensed partners in your name.

Supported dollar and stablecoin balances for USD-to-NGN conversion

walllet app

Fully in your controll

Supported dollar and stablecoin balances for USD-to-NGN conversion
Supported dollar and stablecoin balances for USD-to-NGN conversion

Bridge (a Stripe company)

Bridge (a Stripe company)

Banking accounts provider

Supported dollar and stablecoin balances for USD-to-NGN conversion

Anchor

Card issuing partner

Licensed money transmitter

NMLS #2450917

Bridge licences

Microfinance bank & IMTO licences,
Nigeria (2026)

Anchor licences

African payments
infrastructure

Partna

  • Built for Nigeria

    Naira payouts to Nigerian banks, and products shaped around how Nigerian freelancers get paid.

  • Real people in support

    Talk to a support specialist, not a loop of automated replies.

  • Only you approve payments

    walllet is owner-controlled and secured with a passkey on your device. walllet.com can’t move or spend your balance.

  • No arbitrary freezes

    We can’t freeze what we don’t hold. If a licensed partner reviews a payment, we help you get the reason and an expected timeline.

  • Accounts in your own name

    Clients see your name on the account details, not ours or a pooled account.

  • Fees before you confirm

    Every fee and exchange rate is shown before you send, convert or cash out.

  • Built for Nigeria

    Naira payouts to Nigerian banks, and products shaped around how Nigerian freelancers get paid.

  • Real people in support

    Talk to a support specialist, not a loop of automated replies.

  • Only you approve payments

    walllet is owner-controlled and secured with a passkey on your device. walllet.com can’t move or spend your balance.

  • No arbitrary freezes

    We can’t freeze what we don’t hold. If a licensed partner reviews a payment, we help you get the reason and an expected timeline.

  • Accounts in your own name

    Clients see your name on the account details, not ours or a pooled account.

  • Fees before you confirm

    Every fee and exchange rate is shown before you send, convert or cash out.

  • Built for Nigeria

    Naira payouts to Nigerian banks, and products shaped around how Nigerian freelancers get paid.

  • Real people in support

    Talk to a support specialist, not a loop of automated replies.

  • Only you approve payments

    walllet is owner-controlled and secured with a passkey on your device. walllet.com can’t move or spend your balance.

  • No arbitrary freezes

    We can’t freeze what we don’t hold. If a licensed partner reviews a payment, we help you get the reason and an expected timeline.

  • Accounts in your own name

    Clients see your name on the account details, not ours or a pooled account.

  • Fees before you confirm

    Every fee and exchange rate is shown before you send, convert or cash out.

Where are we?

Where are we?

Where are we?

Headquartered in UAE, with a team working from all over the world..

Headquartered in UAE, with a team working from all over the world..

Headquartered in UAE, with a team working from all over the world..

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Ask AI about us

Download walllet

Frequently Asked
Questions

FAQs

Frequently Asked
Questions

Is walllet.com a bank?

Is walllet.com safe?

Does walllet.com hold my money?

Where is walllet.com registered?

Can walllet.com arbitrary freeze my funds?

Can I see fees before I pay?

Get paid from abroad,
in your own name.

Get paid from abroad,
in your own name.

Get paid from abroad,
in your own name.

Open your bank account in 5 minutes.

All you need is your NIN and a selfie.

Open your bank account in 5 minutes.

All you need is your NIN and a selfie.

Open your bank account in 5 minutes.

All you need is your NIN and a selfie.

Get iOS app

Get Android app

Download walllet.com for iPhone on the App Store
Download walllet.com for Android on Google Play

4.2 ★ | Trusted by +100k users

4.2 ★ | Trusted by +100k users

Chat with walllet.com support on WhatsApp

Human support on WhatsApp

Human support on WhatsApp