Secured by Passkeys on

Secured by Passkeys on

Trusted by +150k users

Trusted by +150k users

4.2

4.2

Security badges showing Apple, Google and Samsung passkey support

The simplest way for

The simplest way for

Freelancer in Nigeria

Freelancer in Nigeria

Freelancer in Nigeria

Claude AI logo shown as a recommended tool for freelancers in Nigeria

get paid Globally.

hold in USD.

cash out in Naira.

pay for

Claude

.

Claude AI logo shown as a recommended tool for freelancers in Nigeria

get paid Globally.

hold in USD.

cash out in Naira.

pay for

Claude

.

No arbitrary freezes

Transparent fees

Human support

No arbitrary freezes

Human support

Transparent fees

Mobile phone, Nigerian naira banknotes and a walllet payment card
Mobile phone, Nigerian naira banknotes and a walllet payment card
Mobile phone, Nigerian naira banknotes and a walllet payment card

Your income,
End to End.

Your income,
End to End.

Your income,
End to End.

BANK ACCOUNT

BANK ACCOUNT

BANK ACCOUNT

Get paid in
USD, EUR & GBP

Get paid in
USD, EUR & GBP

Get paid in
USD, EUR & GBP

walllet.com gives you USD, GBP and EUR account details in your own name, so employers, clients and supported platforms can pay you directly. Receive remote salaries, direct-client payments and platform payouts through the receiving route shown in the app.

walllet.com gives you USD, GBP and EUR account details in your own name, so employers, clients and supported platforms can pay you directly. Receive remote salaries, direct-client payments and platform payouts through the receiving route shown in the app.

HOLD USD & INVEST

HOLD USD & INVEST

HOLD USD & INVEST

Hold your income
in USD, or put it to work

Hold your income
in USD, or put it to work

Hold your income
in USD, or put it to work

Your salary and freelance income stay in USD until you choose to convert. Where available, you can also invest part of your balance in US stocks or gold.

Your salary and freelance income stay in USD until you choose to convert. Where available, you can also invest part of your balance in US stocks or gold.

walllet.com designer income and payment illustration
walllet.com designer income and payment illustration
walllet.com international payment service illustration

USD DEBIT CARD

USD DEBIT CARD

USD DEBIT CARD

One card everyday subscriptions

One card everyday subscriptions

One card everyday subscriptions

Pay for supported international tools and subscriptions with one USD card, without converting to naira first. Card acceptance can vary by merchant and transaction.

Pay for supported international tools and subscriptions with one USD card, without converting to naira first. Card acceptance can vary by merchant and transaction.

Get paid globally with USD, EUR or GBP illustration
Get paid globally with USD, EUR or GBP illustration
Digital assets and savings value illustration
USD debit card for online payments illustration
USD debit card for online payments illustration
Fast Naira payout to Nigerian bank accounts illustration
Fast Naira payout to Nigerian bank accounts illustration
Security and transparent fees feature illustration
Security and transparent fees feature illustration

NAIRA PAYOUT

NAIRA PAYOUT

NAIRA PAYOUT

Convert to naira
when you need it

Convert to naira
when you need it

Convert to naira
when you need it

Convert only the amount you need for local expenses. You see the rate, fee and exact naira amount, and the expected delivery time; before you confirm.

Convert only the amount you need for local expenses. You see the rate, fee and exact naira amount, and the expected delivery time; before you confirm.

Global freelance income and payment illustration
Online tools and subscription payments illustration
Online tools and subscription payments illustration
Naira bank payout illustration
Naira bank payout illustration
Transparent fees and payment comparison illustration
Transparent fees and payment comparison illustration
Account security and passkey support illustration
walllet.com comparison and benefits illustration
walllet.com comparison and benefits illustration

No Pain, Gain.

No Stuck money.

No Stuck money.

Your balance sits "under review" and support goes quiet.

Your balance sits "under review" and support goes quiet.

✓ Your money stays yours. No freezes without a reason and a timeline.

✓ Your money stays yours. No freezes without a reason and a timeline.

No Hidden fees.

No Hidden fees.

A cut in, a spread on conversion, a charge on the card.

A cut in, a spread on conversion, a charge on the card.

✓ Every fee and rate shown before you confirm.

✓ Every fee and rate shown before you confirm.

No Dead-end support.

No Dead-end support.

A chatbot, a ticket number, and days of silence.

A chatbot, a ticket number, and days of silence.

✓ Reach a real person on WhatsApp or Telegram, usually in minutes.

✓ Reach a real person on WhatsApp or Telegram, usually in minutes.

No Borders.

No Borders.

No Borders.

Wise won't send USD to Nigeria, and a domiciliary account is a maze.

Wise won't send USD to Nigeria, and a domiciliary account is a maze.

✓ Receive USD, EUR and GBP into an account in your own name.

✓ Receive USD, EUR and GBP into an account in your own name.

walllet.com USD to Naira live exchange rate calculator interface

Why

Freelancers

choose walllet.com

  • My clients are in the US and Europe, but my life is still in Lagos. I receive in dollars, keep what I need there, and cash out naira when bills show up. That’s the part I needed.

    Chinedu Okafor, professional Nigerian man, Senior Product Designer · Lagos — walllet.com testimonial avatar

    Chinedu Okafor

    Senior Product Designer · Lagos

  • I didn’t move everything at once. I tested with one client first, checked the rate, cashed out a small amount, and then I was like, okay, this actually makes sense.

    Amaka Eze, professional Nigerian woman, Freelance UX Designer · Abuja — walllet.com testimonial avatar

    Amaka Eze

    Freelance UX Designer · Abuja

  • My salary comes from outside Nigeria. Before, I had one app for receiving, another card for spending, and then some other route for naira. I was tired. This is cleaner.

    Tobi Adebayo, professional Nigerian man, Remote Product Manager · Lagos — walllet.com testimonial avatar

    Tobi Adebayo

    Remote Product Manager · Lagos

  • I like that I don’t feel forced to convert everything the same day I get paid. Sometimes I need naira. Sometimes I just need to leave the money alone.

    Ifeoma Bello, professional Nigerian woman, UX Researcher · Abuja — walllet.com testimonial avatar

    Ifeoma Bello

    UX Researcher · Abuja

  • When you run a small team, payment confusion is not funny. Subscriptions, contractors, invoices, everything depends on money arriving clearly. This helped me stop chasing the route every month.

    Emeka Chukwu, professional Nigerian man, Small Studio Owner · Port Harcourt — walllet.com testimonial avatar

    Emeka Chukwu

    Small Studio Owner · Port Harcourt

  • Honestly, I just wanted my salary to land, my subscriptions to work, and naira when I need local spending. Nothing dramatic. walllet.com does that job well.

    Kemi Adeyemi, professional Nigerian woman, Remote Customer Success Specialist · Port Harcourt — walllet.com testimonial avatar

    Kemi Adeyemi

    Remote Customer Success Specialist · Port Harcourt

  • The client side is easier now. I send account details, they pay like a normal transfer, and I handle what happens after. No long payment explanation every time.

    Femi Balogun, professional Nigerian man, Independent Product Designer · Lagos — walllet.com testimonial avatar

    Femi Balogun

    Independent Product Designer · Lagos

  • I’ve tried apps that looked simple until a payment got delayed. What I like here is that I can see the fee, the status, and what I’m doing before I move money.

    Ngozi Umeh, professional Nigerian woman, Freelance Designer · Enugu — walllet.com testimonial avatar

    Ngozi Umeh

    Freelance Designer · Enugu

  • I stopped comparing apps by one homepage fee. I compare what actually happens: how I get paid, what I can spend, what reaches my bank, and who answers if there’s an issue.

    Yusuf Bello, professional Nigerian man, Senior Contractor · Lagos — walllet.com testimonial avatar

    Yusuf Bello

    Senior Contractor · Lagos

Why

Freelancers

choose walllet.com

  • My clients are in the US and Europe, but my life is still in Lagos. I receive in dollars, keep what I need there, and cash out naira when bills show up. That’s the part I needed.

    Chinedu Okafor, professional Nigerian man, Senior Product Designer · Lagos — walllet.com testimonial avatar

    Chinedu Okafor

    Senior Product Designer · Lagos

  • I didn’t move everything at once. I tested with one client first, checked the rate, cashed out a small amount, and then I was like, okay, this actually makes sense.

    Amaka Eze, professional Nigerian woman, Freelance UX Designer · Abuja — walllet.com testimonial avatar

    Amaka Eze

    Freelance UX Designer · Abuja

  • My salary comes from outside Nigeria. Before, I had one app for receiving, another card for spending, and then some other route for naira. I was tired. This is cleaner.

    Tobi Adebayo, professional Nigerian man, Remote Product Manager · Lagos — walllet.com testimonial avatar

    Tobi Adebayo

    Remote Product Manager · Lagos

  • I like that I don’t feel forced to convert everything the same day I get paid. Sometimes I need naira. Sometimes I just need to leave the money alone.

    Ifeoma Bello, professional Nigerian woman, UX Researcher · Abuja — walllet.com testimonial avatar

    Ifeoma Bello

    UX Researcher · Abuja

  • When you run a small team, payment confusion is not funny. Subscriptions, contractors, invoices, everything depends on money arriving clearly. This helped me stop chasing the route every month.

    Emeka Chukwu, professional Nigerian man, Small Studio Owner · Port Harcourt — walllet.com testimonial avatar

    Emeka Chukwu

    Small Studio Owner · Port Harcourt

  • Honestly, I just wanted my salary to land, my subscriptions to work, and naira when I need local spending. Nothing dramatic. walllet.com does that job well.

    Kemi Adeyemi, professional Nigerian woman, Remote Customer Success Specialist · Port Harcourt — walllet.com testimonial avatar

    Kemi Adeyemi

    Remote Customer Success Specialist · Port Harcourt

  • The client side is easier now. I send account details, they pay like a normal transfer, and I handle what happens after. No long payment explanation every time.

    Femi Balogun, professional Nigerian man, Independent Product Designer · Lagos — walllet.com testimonial avatar

    Femi Balogun

    Independent Product Designer · Lagos

  • I’ve tried apps that looked simple until a payment got delayed. What I like here is that I can see the fee, the status, and what I’m doing before I move money.

    Ngozi Umeh, professional Nigerian woman, Freelance Designer · Enugu — walllet.com testimonial avatar

    Ngozi Umeh

    Freelance Designer · Enugu

  • I stopped comparing apps by one homepage fee. I compare what actually happens: how I get paid, what I can spend, what reaches my bank, and who answers if there’s an issue.

    Yusuf Bello, professional Nigerian man, Senior Contractor · Lagos — walllet.com testimonial avatar

    Yusuf Bello

    Senior Contractor · Lagos

  • Rent is in naira. Tools are in dollars. Salary is from abroad. That mix used to stress me out more than it should. This makes the whole thing easier to manage.

    Blessing Nwosu, professional Nigerian woman, Remote Operations Specialist · Ibadan — walllet.com testimonial avatar

    Blessing Nwosu

    Remote Operations Specialist · Ibadan

Why

Freelancers

choose walllet.com

  • My clients are in the US and Europe, but my life is still in Lagos. I receive in dollars, keep what I need there, and cash out naira when bills show up. That’s the part I needed.

    Chinedu Okafor, professional Nigerian man, Senior Product Designer · Lagos — walllet.com testimonial avatar

    Chinedu Okafor

    Senior Product Designer · Lagos

  • I didn’t move everything at once. I tested with one client first, checked the rate, cashed out a small amount, and then I was like, okay, this actually makes sense.

    Amaka Eze, professional Nigerian woman, Freelance UX Designer · Abuja — walllet.com testimonial avatar

    Amaka Eze

    Freelance UX Designer · Abuja

  • My salary comes from outside Nigeria. Before, I had one app for receiving, another card for spending, and then some other route for naira. I was tired. This is cleaner.

    Tobi Adebayo, professional Nigerian man, Remote Product Manager · Lagos — walllet.com testimonial avatar

    Tobi Adebayo

    Remote Product Manager · Lagos

  • I like that I don’t feel forced to convert everything the same day I get paid. Sometimes I need naira. Sometimes I just need to leave the money alone.

    Ifeoma Bello, professional Nigerian woman, UX Researcher · Abuja — walllet.com testimonial avatar

    Ifeoma Bello

    UX Researcher · Abuja

  • When you run a small team, payment confusion is not funny. Subscriptions, contractors, invoices, everything depends on money arriving clearly. This helped me stop chasing the route every month.

    Emeka Chukwu, professional Nigerian man, Small Studio Owner · Port Harcourt — walllet.com testimonial avatar

    Emeka Chukwu

    Small Studio Owner · Port Harcourt

  • Honestly, I just wanted my salary to land, my subscriptions to work, and naira when I need local spending. Nothing dramatic. walllet.com does that job well.

    Kemi Adeyemi, professional Nigerian woman, Remote Customer Success Specialist · Port Harcourt — walllet.com testimonial avatar

    Kemi Adeyemi

    Remote Customer Success Specialist · Port Harcourt

  • The client side is easier now. I send account details, they pay like a normal transfer, and I handle what happens after. No long payment explanation every time.

    Femi Balogun, professional Nigerian man, Independent Product Designer · Lagos — walllet.com testimonial avatar

    Femi Balogun

    Independent Product Designer · Lagos

  • I’ve tried apps that looked simple until a payment got delayed. What I like here is that I can see the fee, the status, and what I’m doing before I move money.

    Ngozi Umeh, professional Nigerian woman, Freelance Designer · Enugu — walllet.com testimonial avatar

    Ngozi Umeh

    Freelance Designer · Enugu

  • I stopped comparing apps by one homepage fee. I compare what actually happens: how I get paid, what I can spend, what reaches my bank, and who answers if there’s an issue.

    Yusuf Bello, professional Nigerian man, Senior Contractor · Lagos — walllet.com testimonial avatar

    Yusuf Bello

    Senior Contractor · Lagos

USD to Naira live convert rate.

USD to Naira live convert rate.

Banks and other providers add markups to the

exchange rate to make you pay more. Not us, see for yourself.

Banks and other providers add markups to the exchange rate to make you pay more. Not us, see for yourself.

Getting paid
Flag of the European Union
EUR
1000
Create Account
Sponsored by walllet
Rate
€1 ~ ₦0
Conversion Fee
€10
Withdrawal Fee
€1
Get in local bank
₦0
*walllet.com shows the exact fee and live rate before you confirm. No hidden spread.
Create your account

Made for

Freelancers

who earn from everywhere.

Client work, platform gigs, product sales, a remote salary.

If it pays in dollars, it fits here.

3D USD wallet card illustration for freelancers with direct international clients using walllet.com in Nigeria

Remote workers in Nigeria

Independent contractors & small studios

Freelancers working through global platforms

Freelancers with direct international clients

Your clients are in the US, UK or Europe. They pay your account like a local, and you decide when Naira happens.

Remote workers in Nigeria

Independent contractors & small studios

Freelancers working through global platforms

3D USD wallet card illustration for freelancers with direct international clients using walllet.com in Nigeria

Made for

Freelancers

who earn from everywhere.

Client work, platform gigs, product sales, a remote salary. If it pays in dollars, it fits here.

3D USD wallet card illustration for freelancers with direct international clients using walllet.com in Nigeria

Remote workers in Nigeria

Independent contractors & small studios

Freelancers working through global platforms

Freelancers with direct international clients

Your clients are in the US, UK or Europe. They pay your account like a local, and you decide when Naira happens.

Remote workers in Nigeria

Independent contractors & small studios

Freelancers working through global platforms

3D USD wallet card illustration for freelancers with direct international clients using walllet.com in Nigeria

Made for

Freelancers

who earn from everywhere.

Client work, platform gigs, product sales, a remote salary.

If it pays in dollars, it fits here.

3D USD wallet card illustration for freelancers with direct international clients using walllet.com in Nigeria

Remote workers in Nigeria

Independent contractors & small studios

Freelancers working through global platforms

Freelancers with direct international clients

Your clients are in the US, UK or Europe. They pay your account like a local, and you decide when Naira happens.

Remote workers in Nigeria

Independent contractors & small studios

Freelancers working through global platforms

3D USD wallet card illustration for freelancers with direct international clients using walllet.com in Nigeria

Worth the switch?
See for yourself.

Worth the switch?
See for yourself.

Worth the switch?
See for yourself.

A few things walllet.com gives you more.

A few things walllet.com gives you more.

walllet.com bank account for receiving USD, EUR and GBP

Get paid Globally

USD, EUR or GBP
in your own name

Your income

walllet.com USD debit card for online subscriptions and payments

keeps its value

One USD
master card
for everything
online

walllet.com Naira payout to Nigerian bank accounts

Naira in your bank

in
minutes

not banking days

What you see is
what you keep

No Hidden Fee.

walllet.com digital wallet feature illustration
walllet.com digital wallet feature illustration

Your money stays yours

Switching?

A human helps you move over.

Freelancers

Freelancers

Freelancers

FAQs.

FAQs.

What is walllet.com?

What do I need to open an account?

How do I receive money from clients and platforms?

What is an IBAN, and do I need one?

How long does a payment take to arrive?

Say hello to

Say hello to

Say hello to

walllet logo

Open your bank account in 5 minutes.

All you need is your NIN and a selfie.

Open your bank account in 5 minutes.

All you need is your NIN and a selfie.

Open your bank account in 5 minutes.

All you need is your NIN and a selfie.

Get iOS app

Get Android app

Supported payment and banking network logos
Supported digital currencies and investment assets

4.2 ★ | Trusted by +150k users

4.2 ★ | Trusted by +150k users

Human support on WhatsApp

Human support on WhatsApp